By accessing or using petexpenses.com (“the Site”), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.
1. Content & Research
The pet cost estimates, articles, and data presented on this Site are for informational and educational purposes only. They are not a substitute for professional veterinary advice, financial planning, or insurance consultation.
We make every effort to ensure accuracy by citing primary sources (APPA, AVMA, NAPHIA, BLS, etc.). However, actual costs vary based on geography, individual pet health, provider pricing, and market conditions. We make no guarantees that the estimates reflect your specific circumstances.
2. No Veterinary or Financial Advice
Nothing on this Site constitutes:
- Veterinary medical advice (consult a licensed veterinarian)
- Insurance or financial planning advice (consult a licensed professional)
- A recommendation to purchase any specific product, brand, or service
3. Affiliate Disclosure
Some links on this Site are affiliate links. If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you. We only partner with brands and products that we believe are relevant to our audience. The presence of an affiliate link does not influence our data, estimates, or editorial content.
4. Intellectual Property
All content on the Site — including text, graphics, data visualisations, calculator logic, and research — is the property of petexpenses.com unless otherwise credited. You may:
- Share — link to our pages and quote short excerpts with attribution
- Cite — reference our data in academic or journalistic work (please cite petexpenses.com as the source)
You may not republish substantial portions of our content, scrape the calculator or data for commercial use, or create derivative works without prior written permission.
5. User Conduct
You agree not to:
- Use automated tools (bots, scrapers, crawlers) to access or extract data from the Site without permission
- Attempt to disrupt, overload, or compromise the Site or its infrastructure
- Submit false or misleading information through contact forms
6. Disclaimers & Limitation of Liability
The Site is provided “as is” and “as available” without warranties of any kind, either express or implied. In no event shall petexpenses.com, its operators, or affiliates be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content.
We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.
7. Changes to These Terms
We may update these Terms from time to time. Material changes will be reflected in the “Last updated” date at the top of this page. Continued use of the Site after changes constitutes acceptance of the updated Terms.
8. Governing Law
These Terms are governed by the laws of the United States and the State of Delaware.
9. Contact
For questions about these Terms: [email protected]